Car insurance for young drivers could be very expensive than other plans, and you may have to pay a high premium. The reason is young drivers are more likely to cause an accident than older motorists are.
As a young driver, you can go for Comprehensive, Third-party-only, or Third-party, Fire, and Theft insurance. The third-party only cover protects the people involved in the accident, who have suffered a loss. Third-party, fire, and theft cover safeguard the third party, as well as your vehicle, from damages caused by fire and theft. The complete protection you can get, a comprehensive policy covers all the risks mentioned above, as well as destruction resulting from unexpected events to your vehicle.
Car insurance in the UK can be pricey and even more for new drivers. But with Black Box, you can get cheap insurance for young drivers. A black box is a small device installed in your vehicle, about your smartphone's size, that keeps track of your driving. The device monitors areas such as acceleration, braking, cornering, and speed.
Young driver insurance with black box can benefit you if you’re a confident driver. Moreover, it encourages you to drive safely and not run into an accident. Besides, it provides an extra bit of security by alerting the respective authorities if you crash and helps you locate the vehicle if stolen. The downside is you can end up paying a higher premium if you’re a bad driver and pay for installation charges.
*This is based on car policy purchases made via Quote zone by 17 to 21 year old drivers in Jan 21. The prices you could achieve are dependent on your individual circumstances.